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The 12 Worst Money Habits And How To Break Them

 
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whitrhymes View Drop Down
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    Posted: Feb 06 2014 at 10:40am
A few of these relate to me...

I don't spend money on food at work everyday. I used to eat out at lunch everyday. now, if I don't bring my lunch, I just don't eat it.  I have a very slow metabolism and I sit all day anyway so the fast food makes me feel guilty.

My mom had to explain that savings for myself should be my first priority. Pay yourself first. It makes no sense to work all $80 hours and only have enough money to pay your bills. I set up a separate account and auto-draft from my check directly into my savings.

I set up my 401K last year and employee stock program.

I am so much happier with how I manage money now.
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whitrhymes View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote whitrhymes Quote  Post ReplyReply Direct Link To This Post Posted: Feb 06 2014 at 10:35am
Originally posted by HaitianLuv HaitianLuv wrote:

my issue is im an impluse buyer. I quickly convince myself that a "want" is a serious "need". its stupid because once i get it i dont even look at it. Its really weird. I feel satisfied after i buy it, so even if i return it i dont care because i bought it once upon a time. Now i keep receipts to return stupid sh*t i buy. like recently i was itching to buy a scale, i made a million reasons why i need a scale. One i bought that hoe i stepped on it a few times and forgot about it. Actually tomorrow im returning a few things that add up to about 75 bucks! Why do i keep throwing money at crap i dont need??


I have the SAME problem!! I also always save my receipts because I know I'll be asking myself why I bought something a day later or even when I get in the car sometimes. I just love shopping, even if I'm not buying things for myself. Spending money feels good to me. I have a problem.
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lexis83 View Drop Down
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Hahahahaha, u shouldn't do that or you'll be forever broke. Maybe set a budget to try one a month?
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Post Options Post Options   Thanks (0) Thanks(0)   Quote sugabanana Quote  Post ReplyReply Direct Link To This Post Posted: Feb 06 2014 at 9:57am
My problem is BHM......Every other thread is something you wanna try.
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lexis83 View Drop Down
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I've been bad this year with bringing my own lunch, I have to do better
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Post Options Post Options   Thanks (1) Thanks(1)   Quote Missvw Quote  Post ReplyReply Direct Link To This Post Posted: Feb 06 2014 at 9:17am
Buying lunch everyday kills my money
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Post Options Post Options   Thanks (0) Thanks(0)   Quote kfoxx1998 Quote  Post ReplyReply Direct Link To This Post Posted: Feb 06 2014 at 8:44am
11 is the one I keep doing.  I need to start buying gifts today so I can stop doing thatDead
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Post Options Post Options   Thanks (0) Thanks(0)   Quote f8dagrate Quote  Post ReplyReply Direct Link To This Post Posted: Feb 05 2014 at 9:37pm
You post such helpful thread thx. Now I don't have to be stuck shopping at Forever 21LOL
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Miss B View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Miss B Quote  Post ReplyReply Direct Link To This Post Posted: Feb 05 2014 at 8:49pm
Hollup. I thought gift cards didn't expire...

But  saving on coffee/lunch really works. I absolutely love coffee, and would get it every morning, along with a muffin or something.

Then one day I was like "I have a coffee maker....AND a travel mug....." My coffee tastes better anyway.

That plus I throw a few extra tea bags in too in case I still need a hot drink. Then I started packing snacks, lunch, etc. I'd honestly rather spend that extra money on a bangin meal then those crusty cups of coffee.

Also, research EVERY purchase. When I need something I decide if it has to be brand new, and what I would like to spend on it. Then I browse Amazon, Craigslist, eBay, Groupon, and ask around to find the best rate.

Takes a little more time but this trip I have coming up to London is making it ALL worth it!


Edited by Miss B - Feb 05 2014 at 8:54pm
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Post Options Post Options   Thanks (2) Thanks(2)   Quote HaitianLuv Quote  Post ReplyReply Direct Link To This Post Posted: Feb 05 2014 at 8:42pm
my issue is im an impluse buyer. I quickly convince myself that a "want" is a serious "need". its stupid because once i get it i dont even look at it. Its really weird. I feel satisfied after i buy it, so even if i return it i dont care because i bought it once upon a time. Now i keep receipts to return stupid sh*t i buy. like recently i was itching to buy a scale, i made a million reasons why i need a scale. One i bought that hoe i stepped on it a few times and forgot about it. Actually tomorrow im returning a few things that add up to about 75 bucks! Why do i keep throwing money at crap i dont need??
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