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The 12 Worst Money Habits And How To Break Them

 
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Missvw View Drop Down
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Post Options Post Options   Thanks (1) Thanks(1)   Quote Missvw Quote  Post ReplyReply Direct Link To This Post Posted: Feb 06 2014 at 9:17am
Buying lunch everyday kills my money
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lexis83 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote lexis83 Quote  Post ReplyReply Direct Link To This Post Posted: Feb 06 2014 at 9:55am
I've been bad this year with bringing my own lunch, I have to do better
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Post Options Post Options   Thanks (0) Thanks(0)   Quote sugabanana Quote  Post ReplyReply Direct Link To This Post Posted: Feb 06 2014 at 9:57am
My problem is BHM......Every other thread is something you wanna try.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote lexis83 Quote  Post ReplyReply Direct Link To This Post Posted: Feb 06 2014 at 10:14am
Hahahahaha, u shouldn't do that or you'll be forever broke. Maybe set a budget to try one a month?
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Post Options Post Options   Thanks (0) Thanks(0)   Quote whitrhymes Quote  Post ReplyReply Direct Link To This Post Posted: Feb 06 2014 at 10:35am
Originally posted by HaitianLuv HaitianLuv wrote:

my issue is im an impluse buyer. I quickly convince myself that a "want" is a serious "need". its stupid because once i get it i dont even look at it. Its really weird. I feel satisfied after i buy it, so even if i return it i dont care because i bought it once upon a time. Now i keep receipts to return stupid sh*t i buy. like recently i was itching to buy a scale, i made a million reasons why i need a scale. One i bought that hoe i stepped on it a few times and forgot about it. Actually tomorrow im returning a few things that add up to about 75 bucks! Why do i keep throwing money at crap i dont need??


I have the SAME problem!! I also always save my receipts because I know I'll be asking myself why I bought something a day later or even when I get in the car sometimes. I just love shopping, even if I'm not buying things for myself. Spending money feels good to me. I have a problem.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote whitrhymes Quote  Post ReplyReply Direct Link To This Post Posted: Feb 06 2014 at 10:40am
A few of these relate to me...

I don't spend money on food at work everyday. I used to eat out at lunch everyday. now, if I don't bring my lunch, I just don't eat it.  I have a very slow metabolism and I sit all day anyway so the fast food makes me feel guilty.

My mom had to explain that savings for myself should be my first priority. Pay yourself first. It makes no sense to work all $80 hours and only have enough money to pay your bills. I set up a separate account and auto-draft from my check directly into my savings.

I set up my 401K last year and employee stock program.

I am so much happier with how I manage money now.
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