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Student Loan Crisis is coming to a TRILLION $ head

 
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Finesseful View Drop Down
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Points: 38001 		Post Options Post Options   Thanks (0) Thanks(0)   Quote Finesseful Quote  Post ReplyReply Direct Link To This Post Posted: Mar 01 2013 at 2:49pm
What is the hairstyle?

And yeah black folks lose they mind for tax time. LOL
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niecy View Drop Down
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SMH Scorpio. Plus I hate that with alot of jobs when you get insurance through them you have to wait so and so amount of months for the insurance to kick in for you to even be able to use it. WTF happens in the mean time between time if you need to go to the doctor?
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niecy View Drop Down
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Originally posted by Finesseful Finesseful wrote:

What is the hairstyle?

And yeah black folks lose they mind for tax time. LOL

I notice alot of the girls there are into Senegalese/rope twists as well as the poetic justice twists. Most of the stylists down there charge damn near a car payment to do those styles though which is why I started learning how to do my own twists/braids. I'm a broke college student I ain't got $200+ to shell out for no twists.
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ScorpioLuv View Drop Down
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Originally posted by niecy niecy wrote:

SMH Scorpio. Plus I hate that with alot of jobs when you get insurance through them you have to wait so and so amount of months for the insurance to kick in for you to even be able to use it. WTF happens in the mean time between time if you need to go to the doctor?
Alot of people that have insurance dont go to the doctor bc it costs too much (copays) and then the insurance doesnt even cover anesthesia needed during surgery. Discount on the surgery, anesthesia is out of pocket. Confused


Edited by ScorpioLuv - Mar 01 2013 at 3:07pm
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niecy View Drop Down
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Originally posted by ScorpioLuv ScorpioLuv wrote:

Originally posted by niecy niecy wrote:

SMH Scorpio. Plus I hate that with alot of jobs when you get insurance through them you have to wait so and so amount of months for the insurance to kick in for you to even be able to use it. WTF happens in the mean time between time if you need to go to the doctor?
Alot of people that have insurance dont go to the doctor bc it costs too much (copays) and then the insurance doesnt even cover anesthesia needed during surgery. Discount on the surgery, anesthesia is out of pocket. Confused

SMDH. Luckily I have good insurance. I never got insurance through my job because they wanted you to pay for the insurance out of each check yet you had to wait until you were there for like a year or something before you could even use it. Don't see a point in paying for some sh*t I can't even use in the event that I do need to go to the doctor or the hospital. Sleepy
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Jr1127 View Drop Down
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I would love to pay my Student Loan back but I can't find a job and I'm a certify Teacher. It just hard right now for everybody.
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ScorpioLuv View Drop Down
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Originally posted by niecy niecy wrote:

Originally posted by ScorpioLuv ScorpioLuv wrote:

Originally posted by niecy niecy wrote:

SMH Scorpio. Plus I hate that with alot of jobs when you get insurance through them you have to wait so and so amount of months for the insurance to kick in for you to even be able to use it. WTF happens in the mean time between time if you need to go to the doctor?
Alot of people that have insurance dont go to the doctor bc it costs too much (copays) and then the insurance doesnt even cover anesthesia needed during surgery. Discount on the surgery, anesthesia is out of pocket. Confused

SMDH. Luckily I have good insurance. I never got insurance through my job because they wanted you to pay for the insurance out of each check yet you had to wait until you were there for like a year or something before you could even use it. Don't see a point in paying for some sh*t I can't even use in the event that I do need to go to the doctor or the hospital. Sleepy
They can use it, just opt not to. Im talking about the normal good ones like Blue Cross, I remember seeing my mom's bill after knee surgery Confused
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niecy View Drop Down
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Originally posted by ScorpioLuv ScorpioLuv wrote:

Originally posted by niecy niecy wrote:

Originally posted by ScorpioLuv ScorpioLuv wrote:

Originally posted by niecy niecy wrote:

SMH Scorpio. Plus I hate that with alot of jobs when you get insurance through them you have to wait so and so amount of months for the insurance to kick in for you to even be able to use it. WTF happens in the mean time between time if you need to go to the doctor?
Alot of people that have insurance dont go to the doctor bc it costs too much (copays) and then the insurance doesnt even cover anesthesia needed during surgery. Discount on the surgery, anesthesia is out of pocket. Confused

SMDH. Luckily I have good insurance. I never got insurance through my job because they wanted you to pay for the insurance out of each check yet you had to wait until you were there for like a year or something before you could even use it. Don't see a point in paying for some sh*t I can't even use in the event that I do need to go to the doctor or the hospital. Sleepy
They can use it, just opt not to. Im talking about the normal good ones like Blue Cross, I remember seeing my mom's bill after knee surgery Confused

I know what you're talking about. I'm just speaking about my job specifically. The insurance they provide is Blue Cross now that I think about it yet don't give people who are paying for it the information until after a year of working there. That's just the job I work at being stupid with giving people their insurance stuff it's not because people aren't choosing to use it. They can't use it if the job isn't giving them their insurance information to use in the first place. They even told us that for people who get insurance through the job that the job "supposedly" can't give them the insurance information until after they've been working there and paying for it for a certain amount of time.


Edited by niecy - Mar 01 2013 at 3:45pm
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newdiva1 View Drop Down
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I heard a coupla weeks ago... on BTR..this advice was givin' to a man with crazy student loan debt.  He was advised to Incorporate himself and put a lien(?) against his strawman. that way other bill collectors can't come for you or harrass you because U (u being your incorporated U) already have a lien. If you have a job change your W2 to a W9 and work like you're contracting yourself to whatever place your work for. Go to a bank open up a business account. They will give u a bank card with your business name on it. Your business name being whatever u want. Operate off your "corporate" account for everything. Groceries, gas, everything....keep all your receipts as you will need them to write them off at the end of the year on your taxes. He was also advised to learn how to do his own taxes. I'm sure i'm fuccin' it up but she said it's basically a game with these people. A game "they" play all the time which is why Donald Trump can bankrupt and still be rich.
 
 
awww sh*t.  BHM did something to some of my post....there was more but I ain't typin' all that sh*t again. *sucks teeth*


Edited by newdiva1 - Mar 01 2013 at 4:15pm
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binky622 View Drop Down
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Originally posted by newdiva1 newdiva1 wrote:

I heard a coupla weeks ago... on BTR..this advice was givin' to a man with crazy student loan debt.  He was advised to Incorporate himself and put a lien(?) against his strawman. that way other bill collectors can't come for you or harrass you because U (u being your incorporated U) already have a lien. If you have a job change your W2 to a W9 and work like you're contracting yourself to whatever place your work for. Go to a bank open up a business account. They will give u a bank card with your business name on it. Your business name being whatever u want. Operate off your "corporate" account for everything. Groceries, gas, everything....keep all your receipts as you will need them to write them off at the end of the year on your taxes. He was also advised to learn how to do his own taxes. I'm sure i'm fuccin' it up but she said it's basically a game with these people. A game "they" play all the time which is why Donald Trump can bankrupt and still be rich.
 
 
awww sh*t.  BHM did something to some of my post....there was more but I ain't typin' all that sh*t again. *sucks teeth*

hmm thanks food for thoughtTongue
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