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SamoneLenior
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Joined: Oct 06 2005
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Posted: Mar 01 2013 at 2:00pm |
Positive K wrote:
lol Sallie Mae keeps sending me emails about paying back a loan and I didn't even take one out from them...I was going too but before I completed the process I canceled
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better do a credit check
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niecy
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Joined: Nov 10 2008
Location: US - Florida
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Points: 71723
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Posted: Mar 01 2013 at 2:00pm |
Finesseful wrote:
I think we care less about loans because we are raised on certain practices. Niccas been living check to check & robbin peter to pay paul for decades. To old black folks it's like what's another bill? I seriously think thats where loan apathy stems from.
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Of course black folks think that way because alot of black folks ain't never had to worry about a bill that large. And then there's also those who, if they ever have had to worry about a bill that large probably don't pay it off and end up with bad credit because of it anyway.
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binky622
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Joined: Apr 11 2006
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Posted: Mar 01 2013 at 2:00pm |
Finesseful wrote:
I think we care less about loans because we are raised on certain practices. Niccas been living check to check & robbin peter to pay paul for decades. To old black folks it's like what's another bill? I seriously think thats where loan apathy stems from.
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especially when you don't have it
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EPITOME
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Joined: Feb 08 2007
Location: Escarpin
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Posted: Mar 01 2013 at 2:00pm |
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Finesseful
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Joined: Jan 04 2013
Location: Kansas
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Posted: Mar 01 2013 at 2:00pm |
ScorpioLuv wrote:
ModelessDiva wrote:
Why is it that you have to pay back money given to you for an education.
But former welfare recipients don't have to pay a dime of anything back.
They should make those on any type of welfare pay back at least a portion of what they received after they are done along with those paying back student loans.
This country seems to favor those who have messed up more than those trying
| Most stay on gov assistance of some type though and never make it out of the lower class to be able to pay anything back.
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True, but it's people in school who are told they don't even qualify for food stamps, which is unfair. How you gone be your best self if you can barely eat? I think if your name is on ALL your loans and you make less that $50000 a yr, you should get food stamps.
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newdiva1
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Joined: Dec 15 2006
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Posted: Mar 01 2013 at 2:01pm |
BeatriceBean wrote:
And then you get into deep debt trying to better yourself, but you can't get a job because you didn't pass the credit check. If you didn't have to pay so much for school your credit might actually be decent, smh. |
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ModelessDiva
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Joined: Dec 31 2010
Location: <3 <3
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Posted: Mar 01 2013 at 2:01pm |
ScorpioLuv wrote:
ModelessDiva wrote:
Why is it that you have to pay back money given to you for an education.
But former welfare recipients don't have to pay a dime of anything back.
They should make those on any type of welfare pay back at least a portion of what they received after they are done along with those paying back student loans.
This country seems to favor those who have messed up more than those trying
| Most stay on gov assistance of some type though and never make it out of the lower class to be able to pay anything back.
| True.
Are you really able to stay on it for life though?
If so......... _______/\____ 
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niecy
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Joined: Nov 10 2008
Location: US - Florida
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Posted: Mar 01 2013 at 2:01pm |
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PK I'm about ready to tell Sallie Mae to go fck themselves if they don't leave me alone. I already deferred my loans AND told them I was still in school yet I keep getting harassed.
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ScorpioLuv
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Joined: Jun 05 2009
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Posted: Mar 01 2013 at 2:02pm |
ThoughtCouture wrote:
ScorpioLuv wrote:
ThoughtCouture wrote:
whats the rules on deferring student loans now? | So many bc there's penalties for it, if u get it deferred or consolidate it, you cant get tuition reimbursement or apply for other programs sometimes.
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also, was wondering how long you have after ending school to start paying back and how many hours are needed/semester to stay in the don't have to start paying back zone... |
As soon as ur out for 1 type of gov loan and 6 months i think for the other. 1 type doesnt accrue interest will in school, the other does.
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ModelessDiva
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Posted: Mar 01 2013 at 2:02pm |
EPITOME wrote:

| I love this!!
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