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Random Thoughts Vol. 12 to ∞

 
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HeyBeautiful18 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote HeyBeautiful18 Quote  Post ReplyReply Direct Link To This Post Posted: Dec 09 2012 at 1:20pm
thanks LB ill save that website
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coconess View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote coconess Quote  Post ReplyReply Direct Link To This Post Posted: Dec 09 2012 at 1:21pm
Yes I am. I think it used to be like 16,99 a month but I complained about never being able to log in a lot and now I only pay like 8 something per month.
But honestly it feels pointless cus my score hasn't moved in the 4 months I've had it..
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niecy View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote niecy Quote  Post ReplyReply Direct Link To This Post Posted: Dec 09 2012 at 1:30pm
Mines used to be like 700 or 800 and something but now its 650. Probably because since I last checked I got another credit card (even though I paid it off a couple of months ago) plus I've had quite a few inquiries on my credit.
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CamiK View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote CamiK Quote  Post ReplyReply Direct Link To This Post Posted: Dec 09 2012 at 1:31pm
I was at work, soooooo tired...smh
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Post Options Post Options   Thanks (0) Thanks(0)   Quote _ConcreteRose_ Quote  Post ReplyReply Direct Link To This Post Posted: Dec 09 2012 at 1:32pm
broken laptop. 
just dowsed my phone in water and now it doesn't work... 

Cry my life
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coconess View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote coconess Quote  Post ReplyReply Direct Link To This Post Posted: Dec 09 2012 at 1:33pm
I have a lot of hard inquiries too..
I didn't know that they hurt your credit so one time a few years ago I applied for like 6 diff credit cards..
Hard inquiries stay on there for some years... :-(
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HeyBeautiful18 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote HeyBeautiful18 Quote  Post ReplyReply Direct Link To This Post Posted: Dec 09 2012 at 1:37pm
I was just about to ask how long inquiries stay on there

what is a "hard inquiry" though ?   would applying for a loan be that? i got like two of those denied   Ouch
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Post Options Post Options   Thanks (0) Thanks(0)   Quote _ConcreteRose_ Quote  Post ReplyReply Direct Link To This Post Posted: Dec 09 2012 at 1:42pm
Cry
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Flowing-Ice Quote  Post ReplyReply Direct Link To This Post Posted: Dec 09 2012 at 1:43pm
should i sleep.... or finish this work?
im so drained. 
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coconess View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote coconess Quote  Post ReplyReply Direct Link To This Post Posted: Dec 09 2012 at 1:46pm
A hard inquiry is definitely a loan.. And in pretty sure credit cards too

Reg inquiries are like if you get a job or something like that.. Just lil things where ppl have to run your name
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