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Random Thoughts Vol. '12 to ∞

 
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HeyBeautiful18 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote HeyBeautiful18 Quote  Post ReplyReply Direct Link To This Post Posted: Jan 01 2013 at 12:14pm
So I figured out a plan for my car payments. If I divide what Im paying for the month into four weeks its like around 80 bucks. So Ill put that aside each week so by the time my payment is due itll all be there and ready

But ill put all the money into my savings at my credit union and have them take it out of there automatically each month

I just hope insurance isnt a butt load 

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HeyBeautiful18 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote HeyBeautiful18 Quote  Post ReplyReply Direct Link To This Post Posted: Jan 01 2013 at 12:15pm
Hey Coco the car dealer told me my credit score was 646!

That credit site keeps saying 605 and hasnt updated at all. Im about to get rid of it
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niecy View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote niecy Quote  Post ReplyReply Direct Link To This Post Posted: Jan 01 2013 at 12:18pm
Originally posted by HeyBeautiful18 HeyBeautiful18 wrote:

So I figured out a plan for my car payments. If I divide what Im paying for the month into four weeks its like around 80 bucks. So Ill put that aside each week so by the time my payment is due itll all be there and ready

But ill put all the money into my savings at my credit union and have them take it out of there automatically each month

I just hope insurance isnt a butt load 


Did you decide what car you're gonna get? If you already know you should try getting quotes from different insurance agencies so you know what to expect. For my insurance with progressive I started off paying like $98 a month for the first 6 months then it kept dropping little by little after that.
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niecy View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote niecy Quote  Post ReplyReply Direct Link To This Post Posted: Jan 01 2013 at 12:21pm
LOL HB I ain't trying to burst your bubble but depending on what site you use for your score the score the dealership gave you could be the one that's wrong. Usually when people check your score they only check using one of the credit score companies instead of checking all three so sometimes those ain't always updated.
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coconess View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote coconess Quote  Post ReplyReply Direct Link To This Post Posted: Jan 01 2013 at 12:22pm
oh really hb? 

well you know that you have 3 diff scores.. the site only shows one unless you pay for the diff membership that shows all three. 

and i think that depending on your membership, that site may update once a month 

but yea you probably dont need the site anymore, congrats on your car 
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HeyBeautiful18 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote HeyBeautiful18 Quote  Post ReplyReply Direct Link To This Post Posted: Jan 01 2013 at 12:27pm
i went with Liberty since thats what my dad has and what I had before. And so he can add me under his policy instead of being on my own

It was like $78 with the old car but then again it was a '98 ... the one I got now is a 2010 corolla so of course itll be more

and you might be right. 646 is what it was in October according to my credit union


Edited by HeyBeautiful18 - Jan 01 2013 at 12:28pm
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HeyBeautiful18 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote HeyBeautiful18 Quote  Post ReplyReply Direct Link To This Post Posted: Jan 01 2013 at 12:31pm
i shoulda went to the party  Disapprove

and should have got my butt up on saturday or sunday to go to the hair store like I was suppose to instead of waiting last minute.

ugh. i really just wanted to dress up though  LOL 
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niecy View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote niecy Quote  Post ReplyReply Direct Link To This Post Posted: Jan 01 2013 at 12:31pm
$78? I need to go where ya'll at
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Post Options Post Options   Thanks (0) Thanks(0)   Quote HeyBeautiful18 Quote  Post ReplyReply Direct Link To This Post Posted: Jan 01 2013 at 12:32pm
Yea I was shocked when she said that was the price. Actually it was 75 now that I think of it

What kind of car do you have  LOL  
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Post Options Post Options   Thanks (0) Thanks(0)   Quote niecy Quote  Post ReplyReply Direct Link To This Post Posted: Jan 01 2013 at 12:33pm
I don't understand females who go to the club in jeans and the t-shirt....
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