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jonesable View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote jonesable Quote  Post ReplyReply Direct Link To This Post Posted: Jun 15 2014 at 6:21pm
Originally posted by coconess coconess wrote:

Jones I don't think I have enough money to be discussing what to do with it with someone who Is paid to advise on money...

I need to just be like okay bitch, you got extra bills out the ass right now... Be smart.. But it's hard..


Lol but that's what PB's are for and you would be surprised it doesn't take all that much for a Licensed Banker to take you seriously if you want to go that route soon
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Lite Brite Quote  Post ReplyReply Direct Link To This Post Posted: Jun 15 2014 at 6:21pm
See... I don't know what any of that sh*t means

I keep thinking I need to see a financial advisor but then I also think like coco. I definitely don't have extra money to be advising or saving

But hopefully within a couple months that'll change..plus I have some tax questions
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Marcelo22 Quote  Post ReplyReply Direct Link To This Post Posted: Jun 15 2014 at 6:21pm
Originally posted by jonesable jonesable wrote:

Originally posted by Marcelo22 Marcelo22 wrote:

yall in your 20s thinking about retirement like old ladies?


The more you save now the more you will have when you retire.
You know this Thunder

When u plan on retiring?
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jonesable View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote jonesable Quote  Post ReplyReply Direct Link To This Post Posted: Jun 15 2014 at 6:23pm
OK let me get it together.
I need to take my LSAT soon so I can start law school next August.

I still want to take GRE.
I know some recent law grads and it ain't looking good.
But I could incorporate law into what I do now....

Idk
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Lite Brite Quote  Post ReplyReply Direct Link To This Post Posted: Jun 15 2014 at 6:26pm
Suze orman told this girl the other day if she started putting up $100 monthly (or bimonthly?) starting at age 22(I think) into some sort of savings, maybe a roth IRA, IDR, that she would have 1 million by the time she's 62. As opposed to if she starts at 30 ..she would only end up at 300,000 by 62

I'm damn near 30 but still I don't even know these terms she's talking about. Growing up on the poorer end of life and not taking initiative to learn about this sh*t sucks. Lol damn
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Lite Brite Quote  Post ReplyReply Direct Link To This Post Posted: Jun 15 2014 at 6:28pm
I just don't want to have to rely solely on social security for retirement. Thats not what's up. I see ppl barely making it all the time on that
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jonesable View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote jonesable Quote  Post ReplyReply Direct Link To This Post Posted: Jun 15 2014 at 6:28pm
Originally posted by Lite Brite Lite Brite wrote:

See... I don't know what any of that sh*t means

I keep thinking I need to see a financial advisor but then I also think like coco. I definitely don't have extra money to be advising or saving

But hopefully within a couple months that'll change..plus I have some tax questions


To talk our private bankers and FAs you need at least 75k
liquid to even have a meeting.

But I was surprised to see how many youngins have that already.
But even talking to a PB could do a world of good when it comes to focusing spending and licensed bankers also have brokerage credentials.

My FA as in who I work with (I certainly don't have 100k) is full of advice and creative strategies.

After grad school I'll be an FA for a little while
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jonesable View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote jonesable Quote  Post ReplyReply Direct Link To This Post Posted: Jun 15 2014 at 6:30pm
Right now I have a Roth and a traditional Ira with a moderately aggressive plan along with a money market savings.

When I hit 30k I'll expand some to mutual funds.
Anything less and it's riskier.


I want to retire at 55

Edited by jonesable - Jun 15 2014 at 6:31pm
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Lite Brite Quote  Post ReplyReply Direct Link To This Post Posted: Jun 15 2014 at 6:31pm
Oh if that's a common requirement I'll have a seat for years

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jonesable View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote jonesable Quote  Post ReplyReply Direct Link To This Post Posted: Jun 15 2014 at 6:33pm
Some say 50k.

Girl I just soak up what they say.
The ppl I work with are snooty I don't have the coins to eff with him right now

But hopefully I will some day

Which means I have to cut the bs.

But I'm naturally not good with money so I'm fighting my wasteful inclinations

Edited by jonesable - Jun 15 2014 at 6:34pm
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