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Job offer rescinded- Bad Credit

 
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f8dagrate View Drop Down
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Post Options Post Options   Thanks (5) Thanks(5)   Quote f8dagrate Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 8:25pm
Originally posted by ModelessDiva ModelessDiva wrote:




some folk are so bougie they don't know what to with themselves......



and so dang rude too.. ugh have some empathy for pete's sakeOuch


Edited by f8dagrate - Nov 19 2012 at 8:34pm
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Post Options Post Options   Thanks (0) Thanks(0)   Quote nitabug Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 8:26pm
This 56 yr guy wanted to buy my house. They did a credit check and he didn't have any.

The lady told him that he may have a hard time because people would think something is wrong with someone who has never established credit, and that maybe he was in jail or something...

come to find out, he'd been to jailStern Smile
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Post Options Post Options   Thanks (0) Thanks(0)   Quote ModelessDiva Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 8:26pm


no credit is worse than bad credit in a lot of instances i've learned

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Post Options Post Options   Thanks (2) Thanks(2)   Quote nitabug Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 8:29pm
Originally posted by ModelessDiva ModelessDiva wrote:



no credit is worse than bad credit in a lot of instances i've learned


someone is lying to you. Just establish credit. Have you taken out any student loans? Didn't you get a car with a loan?
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Post Options Post Options   Thanks (0) Thanks(0)   Quote petiteone29 Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 8:30pm
Originally posted by ModelessDiva ModelessDiva wrote:



no credit is worse than bad credit in a lot of instances i've learned



i dont think its worse i think they consider it just as bad though. im not 100% sure
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Post Options Post Options   Thanks (3) Thanks(3)   Quote EPITOME Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 8:31pm
Originally posted by ModelessDiva ModelessDiva wrote:



no credit is worse than bad credit in a lot of instances i've learned



aren't you like 20? it makes sense that you do not have credit. how would you pay off your cards if you do not have steady full time employment?  weren't you considering buying a car? that would establish credit if you find a cosigner. don't go around opening a whole bunch of useless credit cards.


Edited by EPITOME - Nov 19 2012 at 8:37pm
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Bunnyahh Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 8:31pm
Originally posted by ModelessDiva ModelessDiva wrote:



no credit is worse than bad credit in a lot of instances i've learned

exactly, that's why I said to get it NOW & not when u want something.  You will go to get a car, home or personal loan & then you'll be denied.  Build it now so by the time ur ready, you'll be approved
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Post Options Post Options   Thanks (0) Thanks(0)   Quote ModelessDiva Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 8:39pm


Yea I'm 20.

And yes I was looking for a car this summer, with absolutely NO luck!! NONE!! I even hit rock bottom and went to the pay here buy here lots..

No one would approve me because I have no credit, and a lot of people told me if I had a really horrible score they could work with me....but since I have 0...they have to say no.

which is stupid...

I saved a good amount and bought a nice car cash...but still...

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Post Options Post Options   Thanks (0) Thanks(0)   Quote ModelessDiva Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 8:45pm
Originally posted by nitabug nitabug wrote:


Originally posted by ModelessDiva ModelessDiva wrote:



no credit is worse than bad credit in a lot of instances i've learned


someone is lying to you. Just establish credit. Have you taken out any student loans? Didn't you get a car with a loan?




no one told me this...I've experienced it on my own
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Bunnyahh Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 8:47pm
and why haven't tried to get a credit card by now MD?
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