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Job offer rescinded- Bad Credit

 
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iSMILE13 View Drop Down
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Post Options Post Options   Thanks (13) Thanks(13)   Quote iSMILE13 Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 11:10am
All it takes is one medical bill to turn your finances into a nightmare.
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whitrhymes View Drop Down
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Post Options Post Options   Thanks (9) Thanks(9)   Quote whitrhymes Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 11:11am
Originally posted by Bunnyahh Bunnyahh wrote:

Originally posted by RoxieDream RoxieDream wrote:

I disagree about it showing your trustworthiness .... especially when it's back from college days. They were giving out free pizzas and t-shirts to college freshman who signed up. We all do not so smart things at that age, it shouldn't be held against you.

on the contract and every credit card slip you sign, it says you promise to repay.  If you break that promise, you are untrustworthy.  pizzas or not
 
Poor credit doesn't necessarily mean you don't pay... you just may not be able to pay on time. Many people have the intent to pay, but don't have the means... it happens.
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Post Options Post Options   Thanks (1) Thanks(1)   Quote Flowing-Ice Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 11:21am
most likely OP was employed before, and she didn't pay her bills. 
yes, you made stupid decisions, but now you have to try to fix those. 
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Faithfully2002 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Faithfully2002 Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 11:22am
That's fvcked up.
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val48066 View Drop Down
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Post Options Post Options   Thanks (2) Thanks(2)   Quote val48066 Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 11:51am
creditboards.com has info and tools you can use to fix your credit. 
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Post Options Post Options   Thanks (0) Thanks(0)   Quote honeyb87 Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 11:53am
Yeah it's a catch 22 situation. I didn't make the best financial situations when I was in college, especially freshman year. I had the means to pay off my debt eventually, but bills will be due regardless if you have the funds to pay it or not, and the consequences are inevitable. 
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Post Options Post Options   Thanks (0) Thanks(0)   Quote pinkdiemond Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 12:18pm
Originally posted by bunzaveli bunzaveli wrote:

how old you is ? 



what?  come on now bunz
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Spokenword Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 12:19pm
yep, it can and does happen all the time. what type of job was it?
 
and besides the reasons of trustworthiness, judgment, etc. depending on the job, they also look at coercion. do you have the type of job that could put the company at risks if someone bribes you to pay off debt.  this is mostly true for government jobs. they do take into account school loans, so it is normally other things you default on.  
 
try to go ahead and repair and set up payments.  if its the type of job that tells you they will do checks, do not apply until you fix it up.
 
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ModelessDiva View Drop Down
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Post Options Post Options   Thanks (3) Thanks(3)   Quote ModelessDiva Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 12:22pm
Originally posted by Elohim_is_Love Elohim_is_Love wrote:

Some people live in a fantasy world where nothing can happen to them. Well, things happen to people who thought life could never affect them.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote ModelessDiva Quote  Post ReplyReply Direct Link To This Post Posted: Nov 19 2012 at 12:23pm
......dbl post

Edited by ModelessDiva - Nov 19 2012 at 12:24pm
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