| Author |
|
Ms.Best
VIP Member
Joined: Jun 17 2009
Location: US -
Status: Offline
Points: 5425
|
Post Options
Thanks(0)
Quote Reply
Topic: Job offer rescinded- Bad Credit Posted: Nov 19 2012 at 8:40am |
|
I just got a job offer rescinded- not because of my background or failure to pass a drug test- but because of my poor credit. Granted, I have made some poor financial decisions in the past, specifically when I was eighteen and my first credit card came in the mail. In these tough economic times are employers justified to bar employment soley based on credit history? Or should I wipe my white people tears and call it a "L"?
|
 |
|
Sponsored Links
|
|
 |
Tbaby
Platinum Member
Joined: Feb 27 2005
Location: Delta Quadrant
Status: Offline
Points: 53414
|
Post Options
Thanks(13)
Quote Reply
Posted: Nov 19 2012 at 8:45am |
Did the job involve any monetary transactions? I think it is unfair to base a job offer on one's credit if the job doesn't involve any financial operations.
Some jobs want you to allow them FB access. Now that's some real invasion of privacy!Sorry this happened to you.
|
 |
Flowing-Ice
Elite Member
Joined: Feb 27 2010
Location: Fanm Sa Move
Status: Offline
Points: 96115
|
Post Options
Thanks(1)
Quote Reply
Posted: Nov 19 2012 at 8:46am |
|
take your L, fix your credit.
|
 |
nycdiva357
Platinum Member
Joined: Jun 06 2008
Location: ya daddys house
Status: Offline
Points: 141543
|
Post Options
Thanks(9)
Quote Reply
Posted: Nov 19 2012 at 8:47am |
|
a lot of jobs take into account your credit. especially if its a job-- where you will be working w/ company funds.
its really a horrid situation b/c w/o a job you can't really fix your bad credit--- and with bad credit its hard to get a job.
keep on applying. and hopefully you will find something better! hugz
|
 |
lexis83
Elite Member
Joined: Jul 22 2008
Status: Offline
Points: 20237
|
Post Options
Thanks(0)
Quote Reply
Posted: Nov 19 2012 at 8:48am |
|
|
 |
Bunnyahh
Elite Member
Joined: Aug 14 2009
Location: ♥ Cloud 9 ♥
Status: Offline
Points: 161020
|
Post Options
Thanks(4)
Quote Reply
Posted: Nov 19 2012 at 8:51am |
Tbaby wrote:
Did the job involve any monetary transactions? I think it is unfair to base a job offer on one's credit if the job doesn't involve any financial operations.
Some jobs want you to allow them FB access. Now that's some real invasion of privacy!
Sorry this happened to you.
|
credit history shows your ability to be trustworthy, responsible, accountable & reliable. All employers look for these traits
|
 |
Ms.Best
VIP Member
Joined: Jun 17 2009
Location: US -
Status: Offline
Points: 5425
|
Post Options
Thanks(10)
Quote Reply
Posted: Nov 19 2012 at 8:57am |
|
Credit reports are marketed to employers as a means to gauge an applicant’s character or likelihood to commit theft or fraud. Yet no empirical evidence has demonstrated a correlation between personal credit reports and propensity to commit a crime. In fact, one study recently featured in the New York Times found no such correlation.[3] A spokesperson for TransUnion, one of the major credit reporting companies, even admitted: “we don’t have any research to show any statistical correlation between what’s in somebody’s credit report… and their likelihood to commit fraud.”
|
 |
EasterBell
Elite Member
Joined: Mar 09 2008
Location: US - Alabama
Status: Offline
Points: 29240
|
Post Options
Thanks(4)
Quote Reply
Posted: Nov 19 2012 at 8:58am |
Bunnyahh wrote:
Tbaby wrote:
Did the job involve any monetary transactions? I think it is unfair to base a job offer on one's credit if the job doesn't involve any financial operations.
Some jobs want you to allow them FB access. Now that's some real invasion of privacy!
Sorry this happened to you.
| credit history shows your ability to be trustworthy, responsible, accountable & reliable. All employers look for these traits |
This right here.. Sorry, you are just going to have to take the 'L'. They are allowed to check your credit history, especially if it is a government or defense contractor position (regardless of the position).. It's one of those things that potential employees don't think about, but yeah, that question does come up with some employers. Had a friend not get a job for your same reason.. Now that you are aware of the reason you did not get that job, you can find ways to fix your financial situation in the future (because that just might come up again sometime in the future). For now, Keep looking and have patience. All employers are not going to ask for that.. Sorry that happened to you..
Edited by EasterBell - Nov 19 2012 at 9:03am
|
 |
femmefatale85
Elite Member
Joined: Apr 13 2009
Status: Offline
Points: 68069
|
Post Options
Thanks(5)
Quote Reply
Posted: Nov 19 2012 at 9:03am |
|
Sorry to hear about that. It's unfortunate because how else are you going to improve your credit without a job?
Something similar happened to a friend of mine. He eventually found another job. Good luck.
|
 |
bunzaveli
Elite Member
Joined: Nov 10 2009
Status: Online
Points: 114985
|
Post Options
Thanks(0)
Quote Reply
Posted: Nov 19 2012 at 9:04am |
|
how old you is ?
|
 |