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Is Home Ownership a Farce?

 
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JoliePoufiasse View Drop Down
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Post Options Post Options   Thanks (2) Thanks(2)   Quote JoliePoufiasse Quote  Post ReplyReply Direct Link To This Post Posted: Oct 26 2013 at 4:45pm
So, are any of you interested in this home?
 
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HaitianDiva64 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote HaitianDiva64 Quote  Post ReplyReply Direct Link To This Post Posted: Oct 26 2013 at 4:50pm
EWW TACKY
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afrokock View Drop Down
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Post Options Post Options   Thanks (4) Thanks(4)   Quote afrokock Quote  Post ReplyReply Direct Link To This Post Posted: Oct 26 2013 at 4:53pm
meanwhile in africa



paid for
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Post Options Post Options   Thanks (4) Thanks(4)   Quote nitabug Quote  Post ReplyReply Direct Link To This Post Posted: Oct 26 2013 at 4:55pm
Lovely home...too much upkeep for me

Edited by nitabug - Oct 26 2013 at 4:56pm
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Post Options Post Options   Thanks (1) Thanks(1)   Quote PurplePhase Quote  Post ReplyReply Direct Link To This Post Posted: Oct 26 2013 at 5:59pm
Originally posted by afrokock afrokock wrote:

meanwhile in africa



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Heart

groundskeeper, right? LOL


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FarraFace View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote FarraFace Quote  Post ReplyReply Direct Link To This Post Posted: Oct 26 2013 at 6:14pm
Is this Compton? It looks like Compton.

Originally posted by JoliePoufiasse JoliePoufiasse wrote:

So, are any of you interested in this home?
 
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PurplePhase View Drop Down
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Post Options Post Options   Thanks (1) Thanks(1)   Quote PurplePhase Quote  Post ReplyReply Direct Link To This Post Posted: Oct 26 2013 at 6:27pm
Originally posted by nitabug nitabug wrote:

Exactly. You have to know your situation and so what is best.

Home ownership shouldn't be everyone's dream, just like college.


I was thinking the same thing can be said about college. It's not for everyone and that's perfectly fine IMO.
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Miss B View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Miss B Quote  Post ReplyReply Direct Link To This Post Posted: Oct 26 2013 at 8:10pm
Originally posted by TexturizedDiva TexturizedDiva wrote:

Originally posted by Miss B Miss B wrote:

From my research, people tend to underestimate the associated costs with home ownership. If the boiler goes out, its on you. If you have a plumbing issue, its on you. If you have some sort of infestation, its on you. There's no property manager to call because you ARE the property manager. These costs can add up quickly.

However, I believe that a home is an investment especially if you plan to be in one place for a while. So, if property values are up and down, it doesn't matter as much because you're gonna be there a while. The value is in being rooted, having the freedom to decorate/remodel, and the luxury is ultimately having wealth to pass down to children.

Home ownership is not a good idea for someone who anticipates moving every few years. Also, interest is a bad mutha. However, that is where research is key. Make additional payments as often as you can. I can't remember the numbers but I read somewhere that one additional payment a year can shave YEARS off of your repayment.

I definitely plan to buy in a few years, probably something like a duplex where I can rent and subsidize my costs significantly.
 
There are definitely costs associated with home ownership, but everything has a cost.  In terms of repairs, I pay $40 a month for a home warranty.  A $60 service call fixes most issues, and what can't be fixed is replaced.  I maintain it primarily for the things that could be the biggest repair expense - heating/ac.


NICE!
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Post Options Post Options   Thanks (0) Thanks(0)   Quote EPITOME Quote  Post ReplyReply Direct Link To This Post Posted: Oct 26 2013 at 8:18pm
you can live somewhere shorterm and still make a profit on your home


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Post Options Post Options   Thanks (0) Thanks(0)   Quote carolina cutie Quote  Post ReplyReply Direct Link To This Post Posted: Oct 26 2013 at 9:02pm
This house is making me rethink things. I may buy this classy house!LOL
Originally posted by JoliePoufiasse JoliePoufiasse wrote:

So, are any of you interested in this home?
 
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