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KinksnWinks View Drop Down
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    Posted: Nov 28 2012 at 11:17pm
Does anyone know how to buy Individual Health Insurance.......I'm looking at quotes, but i'm getting overwhelemed. What are the things to look for, and who do you all go through.....Thanks A Bunch!!!
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ImThatDiva View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote ImThatDiva Quote  Post ReplyReply Direct Link To This Post Posted: Nov 29 2012 at 1:38am
I'm not sure how to help you on this but first figure out how much you are willing to pay and what kind of coverage you are seeking. What are you expecting you package to contain. Try calling the insurance companies and asking them for information about their coverage.
Think about your lifestyle and what you might need and what might be able to wait.
HTH
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ScorpioLuv View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote ScorpioLuv Quote  Post ReplyReply Direct Link To This Post Posted: Nov 29 2012 at 2:31am
Originally posted by ImThatDiva ImThatDiva wrote:

I'm not sure how to help you on this but first figure out how much you are willing to pay and what kind of coverage you are seeking. What are you expecting you package to contain. Try calling the insurance companies and asking them for information about their coverage.
Think about your lifestyle and what you might need and what might be able to wait.
HTH
This!

Otherwise I can't help u, I have NYC Healthfirst Medicaid. Honestly, I think if I didn't have Medicaid, I'd still go with them. I've seen my mom's BC/BS bills and...DAMN. just saying the doc for a wasteful 15mins was $200
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AwesomeAries View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote AwesomeAries Quote  Post ReplyReply Direct Link To This Post Posted: Nov 29 2012 at 4:32am
Idk go through your job.
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miamiu27 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote miamiu27 Quote  Post ReplyReply Direct Link To This Post Posted: Nov 29 2012 at 6:00am
Yes Kaiser Permanente sends me something all the time for individual insurance plans. I think they quoted me $119 a month but I don't think that was for my son and I.
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Chyna_Li View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Chyna_Li Quote  Post ReplyReply Direct Link To This Post Posted: Nov 29 2012 at 9:17am
health benefits are chosen according to your own personal needs. some folks opt for no dental or vision. if money is a factor they may opt for cheaper health plans. 
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Spokenword View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Spokenword Quote  Post ReplyReply Direct Link To This Post Posted: Nov 29 2012 at 9:22am
try Care First blue cross/blue shield or just CareFirst, Aetna and Kaiser . some other options are avail depending on what state you are in.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Spokenword Quote  Post ReplyReply Direct Link To This Post Posted: Nov 29 2012 at 9:23am
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KinksnWinks View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote KinksnWinks Quote  Post ReplyReply Direct Link To This Post Posted: Nov 29 2012 at 11:41am
We are in between Jobs right now, we are waiting for our jobs to become permanet, if the budget allows... right now we have health insurance but not dental, and that expires in January....we have budgeted for approx 200 a month. but we both see specialist at least once a month, and many of the cheaper ones only allow for 5-10 visits before we have to pay for full costs.
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sugabanana View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote sugabanana Quote  Post ReplyReply Direct Link To This Post Posted: Nov 29 2012 at 12:16pm
Whoa individual insurance is so freakin expensive....Those deductibles!!! I was trying to compare it to what my job offers and I quickly signed on the dotted line at work.
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