| Author |
|
KinksnWinks 
Senior Member
Joined: Mar 03 2012
Location: The Coast
Status: Offline
Points: 3283
|
 Post Options
 Thanks(0)
 Quote  Reply
 Topic: Health Insurance
Posted: Nov 28 2012 at 11:17pm |
|
Does anyone know how to buy Individual Health Insurance.......I'm looking at quotes, but i'm getting overwhelemed. What are the things to look for, and who do you all go through.....Thanks A Bunch!!!
|
 |
|
Sponsored Links
|
|
|
ImThatDiva
Elite Member
Joined: Jan 27 2009
Location: Tet Papa'w
Status: Offline
Points: 85019
|
Post Options
Thanks(0)
Quote Reply
Posted: Nov 29 2012 at 1:38am |
|
I'm not sure how to help you on this but first figure out how much you are willing to pay and what kind of coverage you are seeking. What are you expecting you package to contain. Try calling the insurance companies and asking them for information about their coverage.
Think about your lifestyle and what you might need and what might be able to wait.
HTH
|
|
ScorpioLuv
Elite Member
Joined: Jun 05 2009
Status: Offline
Points: 99349
|
Post Options
Thanks(0)
Quote Reply
Posted: Nov 29 2012 at 2:31am |
 ImThatDiva wrote:
I'm not sure how to help you on this but first figure out how much you are willing to pay and what kind of coverage you are seeking. What are you expecting you package to contain. Try calling the insurance companies and asking them for information about their coverage.
Think about your lifestyle and what you might need and what might be able to wait.
HTH |
This! Otherwise I can't help u, I have NYC Healthfirst Medicaid. Honestly, I think if I didn't have Medicaid, I'd still go with them. I've seen my mom's BC/BS bills and...DAMN. just saying the doc for a wasteful 15mins was $200 
|
|
AwesomeAries
Senior Member
Joined: Aug 25 2012
Status: Offline
Points: 26044
|
Post Options
Thanks(0)
Quote Reply
Posted: Nov 29 2012 at 4:32am |
|
Idk go through your job.
|
|
miamiu
Platinum Member
Joined: Jul 13 2008
Location: Limbo
Status: Offline
Points: 25894
|
Post Options
Thanks(0)
Quote Reply
Posted: Nov 29 2012 at 6:00am |
|
Yes Kaiser Permanente sends me something all the time for individual insurance plans. I think they quoted me $119 a month but I don't think that was for my son and I.
|
|
Chyna_Li
Elite Member
Joined: Jan 14 2008
Status: Offline
Points: 19157
|
Post Options
Thanks(0)
Quote Reply
Posted: Nov 29 2012 at 9:17am |
|
health benefits are chosen according to your own personal needs. some folks opt for no dental or vision. if money is a factor they may opt for cheaper health plans.
|
|
Spokenword
Elite Member
Joined: Feb 25 2010
Status: Offline
Points: 41384
|
Post Options
Thanks(0)
Quote Reply
Posted: Nov 29 2012 at 9:22am |
|
try Care First blue cross/blue shield or just CareFirst, Aetna and Kaiser . some other options are avail depending on what state you are in.
|
|
Spokenword
Elite Member
Joined: Feb 25 2010
Status: Offline
Points: 41384
|
Post Options
Thanks(0)
Quote Reply
Posted: Nov 29 2012 at 9:23am |
|
|
|
KinksnWinks
Senior Member
Joined: Mar 03 2012
Location: The Coast
Status: Offline
Points: 3283
|
Post Options
Thanks(0)
Quote Reply
Posted: Nov 29 2012 at 11:41am |
|
We are in between Jobs right now, we are waiting for our jobs to become permanet, if the budget allows... right now we have health insurance but not dental, and that expires in January....we have budgeted for approx 200 a month. but we both see specialist at least once a month, and many of the cheaper ones only allow for 5-10 visits before we have to pay for full costs.
|
|
sugabanana
VIP Member
Joined: Dec 08 2011
Location: noneya
Status: Online
Points: 33141
|
Post Options
Thanks(0)
Quote Reply
Posted: Nov 29 2012 at 12:16pm |
|
Whoa individual insurance is so freakin expensive....Those deductibles!!! I was trying to compare it to what my job offers and I quickly signed on the dotted line at work.
|
|
Tweet
Topic Options
