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Being debt free is as simple as starving yourself.

 
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maysay1 View Drop Down
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Post Options Post Options   Thanks (12) Thanks(12)   Quote maysay1 Quote  Post ReplyReply Direct Link To This Post Posted: Jan 10 2013 at 4:47pm
Just goes to show you that being educated doesn't mean you're all that smart.

He could have eaten beans and rice with frozen veggies (and some cheap non-expired meat now and again) and spent less money while never going to bed hungry.

And driving to work when it's only a few miles away? Waste of money (gas, insurance, etc.) if you're obsessed with "super saving".

Why not just rent a room? Saving on housing costs is one of the biggest and best changes you can make when you're trying to really stack cash.

I definitely advocate being super frugal (to the point that most people would consider it extreme), but he wasn't very smart about it.


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bebe88 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote bebe88 Quote  Post ReplyReply Direct Link To This Post Posted: Jan 10 2013 at 4:47pm
Yes, these are usually retired investors that are ready to liquidate everything. But if you don't pay them, obviously, they will just take their property back.
Originally posted by SamoneLenior SamoneLenior wrote:


no credit checks, in this day and age? really?


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Post Options Post Options   Thanks (0) Thanks(0)   Quote SamoneLenior Quote  Post ReplyReply Direct Link To This Post Posted: Jan 10 2013 at 4:48pm
Originally posted by bebe88 bebe88 wrote:

Yes, these are usually retired investors that are ready to liquidate everything. But if you don't pay them, obviously, they will just take their property back.
Originally posted by SamoneLenior SamoneLenior wrote:


no credit checks, in this day and age? really?




ohhhhh
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laceyfront View Drop Down
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Post Options Post Options   Thanks (1) Thanks(1)   Quote laceyfront Quote  Post ReplyReply Direct Link To This Post Posted: Jan 10 2013 at 5:04pm
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Post Options Post Options   Thanks (0) Thanks(0)   Quote ms_wonderland Quote  Post ReplyReply Direct Link To This Post Posted: Jan 10 2013 at 5:06pm
Originally posted by maysay1 maysay1 wrote:

Just goes to show you that being educated doesn't mean you're all that smart.

He could have eaten beans and rice with frozen veggies (and some cheap non-expired meat now and again) and spent less money while never going to bed hungry.

And driving to work when it's only a few miles away? Waste of money (gas, insurance, etc.) if you're obsessed with "super saving".

Why not just rent a room? Saving on housing costs is one of the biggest and best changes you can make when you're trying to really stack cash.

I definitely advocate being super frugal (to the point that most people would consider it extreme), but he wasn't very smart about it.



for a reporter/asst news producer he could've definitely been smarter.

he can't bike to work if he's not getting his nutrients.  he would for sure collapse in the heat.


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dOLLish. View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote dOLLish. Quote  Post ReplyReply Direct Link To This Post Posted: Jan 10 2013 at 5:28pm
He's crazy.
 
I stopped reading after the part about him washing off molded veggies. Dead
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ThoughtCouture View Drop Down
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Post Options Post Options   Thanks (4) Thanks(4)   Quote ThoughtCouture Quote  Post ReplyReply Direct Link To This Post Posted: Jan 10 2013 at 5:30pm
Originally posted by maysay1 maysay1 wrote:

He could have eaten beans and rice with frozen veggies (and some cheap non-expired meat now and again) and spent less money while never going to bed hungry.
 
pretty much and ensures are not cheap either...
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dOLLish. View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote dOLLish. Quote  Post ReplyReply Direct Link To This Post Posted: Jan 10 2013 at 5:34pm
.

Edited by dOLLish. - Jan 10 2013 at 5:34pm
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Cocoa View Drop Down
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Post Options Post Options   Thanks (6) Thanks(6)   Quote Cocoa Quote  Post ReplyReply Direct Link To This Post Posted: Jan 10 2013 at 5:34pm
Originally posted by bebe88 bebe88 wrote:

With owner financing with multi fam properties, u usually don't get credit checks.

See, you are paying this person mortgage with money u collect from Ur tenants. So if u make 8k monthly, mortgage may b 3k.

Not hard at all...

 

So I take it you are making it rain in your city.... nice!


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bebe88 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote bebe88 Quote  Post ReplyReply Direct Link To This Post Posted: Jan 10 2013 at 6:14pm
Not yet, I'm literally just starting. I'm trying to find someone to take 2k down....the one person I found does not have tenants & I would need tenants up front. I may try to wholesale it though.
Originally posted by Cocoa Cocoa wrote:


Originally posted by bebe88 bebe88 wrote:

With owner financing with multi fam properties, u usually don't get credit checks.

See, you are paying this person mortgage with money u collect from Ur tenants. So if u make 8k monthly, mortgage may b 3k.

Not hard at all...

 

So I take it you are making it rain in your city.... nice!


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