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Any of y'all familiar with Money Markets/CD's?

 
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Finesseful View Drop Down
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    Posted: Jan 25 2013 at 6:58pm
Are they relatively good ways to save & accrue money? LMKS. 
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melikey View Drop Down
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no form of saving is earning interest right now. rates are too low. 
are you looking to save or looking to profit? 
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Interest rates are so low that cd's and savings accounts are definitely not a good way to go if you're trying to grow your money.

But if you're just trying to save for a goal, like building an emergency fund, a savings account is a fine way to go.

What are you trying to save for?
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I have a some but not too familiar with them

all I know is rates suck
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cds used to be good many years ago. i remember when interest rates were 7%. i laddered the hell out of them then.  sadly, they are now 0.5%.
some index funds are good right now though.
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stack it under the mattress

its costs more to have a cd than the interest you get back
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Points: 24260 		Post Options Post Options   Thanks (0) Thanks(0)   Quote JasonWllms55 Quote  Post ReplyReply Direct Link To This Post Posted: Jan 25 2013 at 8:51pm
nancy u may wanna look into savings bonds. its as easy as 1,2,3. you can buy em online. treasurydirect.gov 
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JasonWllms55 View Drop Down
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Originally posted by LovesHim LovesHim wrote:



Def gonna look into this!!!!! sounds almost too good to be true. 
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Originally posted by LovesHim LovesHim wrote:


yeah, i'm definitely not eligible to enter this program. It's directed more towards the low-income bracket.
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