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33 Things Everyone Should Stop Doing In Their 30s

 
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jonesable View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote jonesable Quote  Post ReplyReply Direct Link To This Post Posted: Jul 01 2014 at 10:24am
I enrolled and I'm trying to max out my contributions.
At first I started at 8% percent before taxes but I decided to just near max out my contributiions and cut back now so later I can chill out.
I plan to retire earlier than the norm so Im good with skimping now.
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maysay1 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote maysay1 Quote  Post ReplyReply Direct Link To This Post Posted: Jul 01 2014 at 10:28am
I'm another who doesn't contribute to a 401k.

I don't believe in them.

I'm sure that's not a surprise though.
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SamoneLenior View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SamoneLenior Quote  Post ReplyReply Direct Link To This Post Posted: Jul 01 2014 at 10:35am

why don't you believe in them?
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jonesable View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote jonesable Quote  Post ReplyReply Direct Link To This Post Posted: Jul 01 2014 at 10:36am
I dont think 401k account should be the only way you set yourself up for retirement.
But its a nice usually solid start before more risky and rewards ventures.
 
Once  I save 35,000 on the side I will get into moderately risky investments then try to flip it
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Post Options Post Options   Thanks (1) Thanks(1)   Quote iliveforbhm Quote  Post ReplyReply Direct Link To This Post Posted: Jul 01 2014 at 10:40am
Originally posted by SamoneLenior SamoneLenior wrote:


obviously....see I keep telling you that you have social skill issues


Then why you ask a dumb question?
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SamoneLenior View Drop Down
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Post Options Post Options   Thanks (1) Thanks(1)   Quote SamoneLenior Quote  Post ReplyReply Direct Link To This Post Posted: Jul 01 2014 at 10:42am

it wasn't dumb

everyone does something because they can

I will now just ignore you

this why people want you banned on here......you are a moron
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Post Options Post Options   Thanks (0) Thanks(0)   Quote iliveforbhm Quote  Post ReplyReply Direct Link To This Post Posted: Jul 01 2014 at 10:44am
Ignore me if you can
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sugabanana View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote sugabanana Quote  Post ReplyReply Direct Link To This Post Posted: Jul 01 2014 at 10:47am
Job hoping is the new black. Makes you more marketable.
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maysay1 View Drop Down
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Post Options Post Options   Thanks (1) Thanks(1)   Quote maysay1 Quote  Post ReplyReply Direct Link To This Post Posted: Jul 01 2014 at 10:51am
2 main reasons:

1. I don't feel good about making money by exploiting and enslaving people. The power of 401ks and other investments is compound interest. That interest is driven by the profit of the companies that are in the funds. That profit is made on the backs of people who are being starved, sickened, enslaved, or killed.

2. From a financial perspective, I feel it makes much more sense to reduce your needs and save your money. By having a low overhead you don't need much and can still live the life you want.
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SamoneLenior View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote SamoneLenior Quote  Post ReplyReply Direct Link To This Post Posted: Jul 01 2014 at 10:53am

for #2 you can do that and have a 401k, but I'm sure you know that....and #1 is probably driving your choice not to enroll more than anything
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